- Apply Online in Minutes
- Fast Approvals
- Bad Credit - No Problem!
Get Instant Payday Loans From Snappy Bad Credit Loans
Get A Payday Loan In Minutes Anytime You Need Fast Cash!
Do you need money fast to take care of a business or personal emergency? If so, we can help you. Snappy Bad Credit Loans has been helping Americans struggling to make ends meet and those with emergencies by providing them with easy payday loans. When the unexpected happens, Americans know they can rely on us to provide fast cash without asking a lot of questions.
Requirements for Applying for a Payday Loan
Our online payday loan application is simple and will take you less than five minutes to complete. You are guaranteed a loan if you meet the minimum requirements of our lenders. To apply for a payday loan, you must:
- Have proof of income
- Have been in employment for the last 3 months
- Must be a US citizen or a permanent resident
- Have a checking account in your name
- Be over 18 years
What You Should Know Before You Borrow
Snappy Bad Credit Loans works with reliable cash advance lenders from all across the country. Before you apply for a payday loan, there are a number of things you should know.
- How much payday loan can you borrow?
You can borrow from $200 to $2000. The amount of cash that you will be approved for will depend on the lender that you choose. Most lenders will consider your income to determine how much loan to offer you. Usually, the amount you will get approved for will be lower than your income.
- How much interest will you pay?
We work with different reputable lenders from all over the country. The lenders will charge you different interest rates depending on various factors. Usually, the higher the amount of loan you apply for, the more the interest that you will be charged. We advise you to compare offers from at least three lenders to find one that will fit your budget.
- How long will I have to pay back the loan?
Most lenders will require you to pay the loan on your next pay day. Some lenders may give you 21 days while others will allow you up to 30 days to pay back. Usually, the higher the amount of loan that you apply for, the more the time you will have to pay it back.
- I have bad credit, can I apply?
Absolutely yes! You can apply for online payday loans regardless of your credit rating. We help both borrowers with good and bad credit. Therefore, you should not hesitate to apply even if you have had repossession, have no credit, have been declared bankrupt or have other types of bad credit. You will get a loan as long as you meet the minimum requirements for financing.
- What happens if I cannot pay back the loan on time?
We advise you to apply for an amount that you can manage to pay back. If you fail to pay back a loan, the lender may report your default to consumer credit agencies and your credit score may be lowered. If you realize you will not be able to pay back a loan on time, contact your lender immediately to see whether you can be given additional payback time.
How Does it Work?
When you fill and submit the simple payday loans application form on our website, we will connect you with reliable lenders interested in financing you. The amount of loan that you will be approved for will depend on the lenders. You can apply for amounts ranging from $200 to $2000. If you need more than $2000, you should apply for personal loans from our network of lenders. The fees and interest rate that you will pay for a payday loan will also depend on the lender that you choose.
What Can You Use a Payday Loan For?
The economy has been performing poorly for several years now and many Americans are finding themselves in tight financial situations. What happens if you need to buy groceries or take your car to the garage and your payday is still a couple of weeks away? You can use a payday loan. Snappy Bad Credit Loans offers faxless payday loans that can be used for any type of expense. We have a network of reliable lenders who will send you funds on the same day that you apply. Some of the expenses that you can use quick payday loans for include:
- Paying medical fees
- Paying insurance or late bank fees
- Paying unforeseen bills
- Home repairs costs
- Car maintenance charges
- Buying business stock
We do not do a credit check on our borrowers nor do we ask for collateral. This enables us to offer loans quickly than banks and other traditional lenders. We have also simplified the application process. You only need to fill our simple online form to get a lender who will give you a payday loan on the same day. Sometimes, your loan can be approved instantly and the funds deposited in your account within a few minutes.
Why Choose Us?
Snappy Bad Credit Loans works with a number of reliable lenders from all over the country. The payday loan lenders have been certified by the Better Business Bureau and offer loans at competitive interest rates. Some of the reasons you should apply for cash advances with us include:
- Easy online application
- Get loans within one day, sometimes within a few minutes.
- No faxing required
- Bad credit history is not a problem
- We keep your information confidential
Apply for no fax payday loans right away and get funds by the end of the day. You can use the loan for any type of expense you have; we will not question why you need the loan.